Guides

A plain-English introduction for people who have never owned crypto — what digital assets are, everyday examples, and what makes them different from money in your bank.

Blockchain, wallet, exchange, NFT and other terms explained simply for UK readers with no crypto background.

FCA-aligned checklist — debt, emergency fund, FOMO and whether crypto fits your situation.

A simple guide to UK tax on crypto — when you might owe Capital Gains Tax or Income Tax, and what records to keep.

How Capital Gains Tax works on UK crypto disposals in 2025/26 — rates, the £3,000 allowance, losses and reporting deadlines.

Plain-English guide to the Cryptoasset Reporting Framework — what UK providers must report to HMRC from January 2026 and what you still must declare yourself.

How HMRC share pooling, same-day matching and the 30-day bed-and-breakfast rule work when you calculate crypto Capital Gains Tax.

When crypto rewards count as Income Tax in the UK — staking, mining, airdrops and being paid in tokens.

How UK tax applies when you buy, sell or create NFTs — explained in plain English.

How UK tax applies to decentralised finance — DEX swaps, liquidity pools, yield farming and lending. Plain English with HMRC sources.

What transaction records UK crypto holders must keep for HMRC — dates, sterling values, fees and a free downloadable CSV template.

How to register for Self Assessment and report crypto gains and income to HMRC — deadlines, forms and records.

Which SA108 boxes to use for UK crypto gains and losses in 2025/26 — proceeds, costs, gains, losses and income.

UK reporting rules for 2025/26 — £3,000 CGT allowance, £50,000 proceeds threshold, income triggers and CARF.

How to disclose undeclared UK crypto tax — lookback years, penalties, interest and the HMRC disclosure service.

What happens if you file late, underpay crypto tax, ignore a nudge letter, or fail CARF identity checks.

Compare crypto tax tools for UK Self Assessment — HMRC pooling, SA108 output, and what HMRC does not endorse.

Step-by-step Capital Gains Tax calculation for UK crypto — buy, swap and sell with Section 104 pooling in plain numbers.

When your employer pays in bitcoin or tokens — PAYE, Self Assessment and CGT when you sell.

How to use crypto losses against gains, carry losses forward, and record lost or stolen tokens.

HMRC treatment of chain splits, gifting crypto, theft and lost access — plain English.

How HMRC may treat leveraged crypto trading — capital gains vs trading income.

When crypto activity is a trade — sole traders, Ltd companies, VAT and corporation tax basics.

What UK-resident crypto holders should consider before emigrating — residence, disposals and professional advice.

Disclosing and valuing crypto in financial remedy proceedings — information only, not legal advice.

Capital Gains Tax relief on crypto gifts to UK charities — and how to avoid charity scams.

Who regulates crypto in the UK, how to check a firm is legitimate, and why your crypto is not protected like bank savings.

Who can promote crypto to UK consumers, required risk warnings, and what the FCA financial promotions regime means for social media and influencers.

When full FCA crypto regulation begins, authorisation applications open, and what changes for UK consumers.

Verify a UK crypto firm is on the FCA register before you send money. Plain-English walkthrough with what MLR registration means and what it does not.

Why UK bank deposit protection does not cover crypto on exchanges — Celsius-style failures, scams and what you can do.

The new UK crypto authorisation regime — Consumer Duty, staking, custody and what to expect as a buyer.

Why unregistered crypto ATMs are illegal, how to spot unlawful financial promotions, and FCA warning signs.

How FCA-regulated security tokens differ from bitcoin-style exchange tokens.

Why 'proof of reserves' is not deposit insurance and what it does not guarantee.

Where crypto gambling and prediction markets sit under UK law — and why they differ from investing.

A step-by-step guide for beginners — choosing a safe app, paying in pounds, and keeping records for tax.

Sell bitcoin and other crypto for GBP safely — bank withdrawal, tax records, and FCA-registered exchanges explained.

Why UK crypto apps ask for photo ID, how verification works, and what data CARF means from 2026.

Why UK banks decline transfers to crypto exchanges and practical steps that often work.

Why transfers between UK exchanges may be delayed and what information providers collect.

What to do if a crypto platform blocks withdrawals or goes quiet.

Where to keep your crypto, how passwords work, and what happens if you forget them — explained simply.

How hardware wallets work for UK holders — seed phrases, backups, buying safely, and inheritance planning.

Practical steps for executors and families to access crypto after someone dies — wills, seed phrases and exchanges.

How to spot fake investment sites, phishing and pressure tactics — and where to report them in the UK.

Fraudsters impersonate real FCA firms. A plain-English checklist before you send money.

After losing crypto to fraud, a second scam often follows. How to recognise recovery fraud in the UK.

Every major UK crypto scam explained — phishing, pig butchering, clone firms, fake apps and recovery fraud.

What bitcoin is, how UK tax and FCA rules apply, and what to know before buying BTC in the United Kingdom.

What ether (ETH) is, staking considerations for UK tax, and how FCA rules apply to Ethereum-related services.

What stablecoins are, how the Bank of England and FCA approach regulation, and UK tax when swapping stablecoins.

Non-fungible tokens in the UK — tax on buying and selling NFTs, FCA perimeter issues, and copyright basics.

What XRP is, how UK tax applies, and what to check before buying through an FCA-registered platform.

What Solana is, staking tax considerations, and UK regulatory context for SOL holders.

What the Bank of England's digital pound proposal is, how it differs from crypto, and the current consultation status.

When digital tokens represent shares or bonds, FCA regulation applies — and tax follows the underlying asset.

Why stablecoins can fail despite ‘stable’ marketing — TerraUSD, reserves and upcoming UK rules.

How to include bitcoin, NFTs and other digital assets in a UK will under the Property (Digital Assets etc) Act 2025.

When Inheritance Tax applies to cryptoassets in a UK estate — valuation, nil-rate band and reporting.

What UK executors should do when an estate includes bitcoin, NFTs or exchange accounts.

Scottish Income Tax bands and UK-wide Capital Gains Tax on crypto — plain English.