Independent guidance · United Kingdom
Understand your crypto.
Know your next step.
Clear UK guidance on crypto tax, DeFi, regulation and keeping digital assets safe. Work through the decisions with examples and sources you can check.
Free to read. No sign-up. General information, not financial advice.
Start with your situation
What do you need to do?
I need to sort my crypto tax
Find the rules for your tax year, reconstruct your records and prepare your HMRC return.
Understand UK crypto tax →
I want to understand crypto
Start with what you own, how wallets work and what to check before buying or transferring.
Start with the basics →
Something does not feel right
Check a firm, recognise a scam and find the next steps if a payment or withdrawal has gone wrong.
Find safety guidance →Tools that help
Turn reading into a plan.
No wallet connection and no financial details sent to us.
Tax preparation checklist →
A practical plan for records, reconciliation and filing.
Crypto CGT calculator →
Estimate tax after costs, losses and your available allowance.
Self Assessment checker →
Work through the reporting questions that matter.
Free record templates →
Download CSV worksheets you can keep and edit.
Go deeper
The details that change the answer.
DeFi tax
Separate swaps, lending, pools and rewards.
Missing transaction history
Rebuild costs and reconcile wallet transfers.
Stablecoins & tax
USDT, USDC and the pound-value question.
Pooling & the 30-day rule
Follow a worked UK matching example.
CARF exchange reporting
What platforms send HMRC and what you still file.
Proposed April 2027 reforms
Separate current rules from future proposals.
What is Digital Assets UK?
Digital Assets UK is a free guide to cryptoassets for people in the United Kingdom. It explains HMRC tax, FCA regulation, wallets and scam prevention, with links to official sources. Start with your situation, then use the specialist guide or tool for the decision you face.
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Common questions
Do I pay UK tax if I never withdraw crypto to my bank?
You can. Exchanging one token for another, spending tokens or receiving certain rewards may create tax obligations before a bank withdrawal. The transaction and its value in pounds matter.
Which tax year am I filing now?
For 2025/26, the normal online Self Assessment deadline is 31 January 2027. Transactions from 6 April 2026 to 5 April 2027 belong to 2026/27, normally filed by 31 January 2028.
Does FCA registration mean my crypto is protected?
Registration does not guarantee an investment or make crypto holdings equivalent to protected bank deposits. Check the firm’s actual permissions and understand the activity you are using.
Is this guidance free?
Yes. Guides, checklists and calculators are free to use. Digital Assets publishes general information and does not provide personal investment or tax advice.
Homepage tax-year information checked 30 September 2026. Individual guides show their own review dates.