UK crypto tax software compared — 9 tools for HMRC
Nine tools compared for UK Self Assessment — focusing on HMRC pooling rules, SA108 export, free tiers and DeFi handling. Prices are indicative; check vendor sites before buying.
Quick answer: No software is HMRC-endorsed. Choose tools that apply Section 104 pooling and 30-day matching — not US FIFO defaults. Export SA108-compatible reports and manually review DeFi, staking and cross-chain transfers before filing.
| Software | UK pooling | SA108 | Free tier | Paid from | DeFi | Integrations |
|---|---|---|---|---|---|---|
| Koinly | Yes | Yes | Preview only | ~£49/tax year | Strong | 800+ |
| Recap | Yes | Yes | Limited preview | ~£99/tax year | Moderate | Major UK exchanges |
| Coinpanda | Yes | Yes | Up to 25 transactions | ~£49/tax year | Moderate | 500+ |
| CoinLedger | Partial | Yes | No | ~$49/tax year | Moderate | 400+ |
| CoinTracker | Partial | Yes | Up to 25 transactions | ~$59/tax year | Strong | 500+ |
| Accointing | Yes | Yes | Up to 25 transactions | ~€79/tax year | Moderate | 400+ |
| CryptoTaxCalculator | Yes | Yes | Trial | ~A$49/tax year | Strong | 600+ |
| TokenTax | Partial | Yes | No | ~$65/tax year | Moderate | Major exchanges |
| Summ | Yes | Yes | No | Contact | Basic | UK exchanges |
Notes on each tool
Koinly
Popular UK choice; verify 30-day rule handling on rebuys.
Recap
UK-built; HMRC-focused reports.
Coinpanda
Good free tier for small histories.
CoinLedger
US-origin — switch cost basis to UK/share pool.
CoinTracker
Strong DeFi; confirm UK settings before export.
Accointing
Now part of Glassnode ecosystem; check product continuity.
CryptoTaxCalculator
Australian origin with UK mode; good for complex DeFi.
TokenTax
US-focused; accountant-assisted tier available.
Summ
UK accountant-oriented platform; suited to referred clients.
Frequently asked questions
Does HMRC approve any crypto tax software? +
No. You remain responsible for accurate returns regardless of software used.
What cost basis method does UK use? +
Section 104 share pooling with same-day and 30-day matching — not US FIFO.
Which software is best for DeFi? +
Koinly, CoinTracker and CryptoTaxCalculator have strong DeFi — always manually review swaps and LP entries.