I lost my wallet seed phrase
The situation
Morgan held self-custody ethereum but lost the recovery phrase. The wallet is inaccessible.
Quick answer
Lost access may be treated as a disposal for tax in some circumstances with evidence — but the crypto is likely gone permanently. No bank or exchange can restore it.
What to do
- Search all backups before assuming loss
- Document attempts to recover
- Seek professional tax advice if claiming a capital loss
Not financial or tax advice. Updated June 2026.