# I lost my wallet seed phrase

Lost access may be treated as a disposal for tax in some circumstances with evidence — but the crypto is likely gone permanently. No bank or exchange can restore it.

## Situation

Morgan held self-custody ethereum but lost the recovery phrase. The wallet is inaccessible.

## What to do
- Search all backups before assuming loss
- Document attempts to recover
- Seek professional tax advice if claiming a capital loss

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— Digital Assets UK (https://digital-assets.co.uk/scenarios/lost-seed-phrase/), reviewed 2026-06-23.