# Executors and crypto — seed phrases, exchanges and probate

Executors should secure devices, contact exchanges with death certificates, obtain probate valuations, and never publish seed phrases. Seek legal and technical help if needed.

## Key facts
- Exchanges have their own bereavement processes.
- Hardware wallets need the recovery phrase or device access.
- Do not transfer crypto until you understand legal authority.
- Capital Gains Tax may apply if the estate sells crypto later.

## First steps

Secure phones, laptops and hardware wallets. Document what you find. Contact exchanges with the death certificate and grant of probate when available.
## Seed phrases

If the deceased left secure instructions, follow them privately. Never email seed phrases or store them in probate papers that become public.

## FAQs
### Can an exchange refuse to release crypto?

Exchanges follow their terms and UK law. Executors may need probate documents and proof of authority.

## Sources

- [Law Commission — Digital assets project](https://lawcom.gov.uk/project/digital-assets/)

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— Digital Assets UK (https://digital-assets.co.uk/estate/executors-crypto-estates/), reviewed 2026-06-23. Source: https://lawcom.gov.uk/project/digital-assets/
